Housing ReliefThen contact the following places, as they could let you keep living in your home by providing rent or mortgage assistance.
Housing is by far the most expensive bill for most families. But not only is it the most expensive, it’s also the most essential monthly bill besides food since we all need a roof over our head to survive and thrive.
Many low-income families spend over half of their income on rent. This leaves little money left over for other bills, making each month a challenge to get everything paid and simply stay afloat. If you’re having housing issues and are facing eviction or foreclosure, you should first contact your landlord or lender and let them know your situation. If they’re unwilling to help, you can contact these resources that offer housing assistance to families in need.
1. The U.S. Department Of Housing And Urban Development (HUD)
Your local Public Housing Agency can help you in various ways. If you’re renting a place and cannot make your monthly rent payments on time, applying to the Section 8 program may be your best move. It can offer long-term housing security via vouchers that pay a large portion of your rent so you can start saving.
While the Section 8 program may be the HUD’s most popular offering, it can also help with your mortgage. People who lost their job or saw a significant decrease in income can get a forbearance period or reduction in their mortgage to gain some breathing room. In some cases, the HUD offers loan modification or refinancing to make your mortgage more manageable and budget-friendly.
To see how the HUD can help you, contact your local Public Housing Agency today.
2. St. Vincent de Paul
Your local St. Vincent de Paul society can offer housing help via rent and mortgage assistance. They can also help you with food, clothing, and other necessities if you’ve hit hard times.
To qualify for rent or mortgage assistance, St. Vincent de Paul will send a worker to your home to see what your needs are and if you’re eligible. From there, you can enjoy temporary assistance until you get back on your feet again.
Click here to find your local society now.
3. Gradient Gives Back Foundation
Although it’s based in Minnesota, this nonprofit organization has helped distressed and underprivileged families all across the U.S. Should you qualify, you could receive up to one year of rent or mortgage payments thanks to charitable donors.
To see how Gradient Gives Back can help you with housing, go here.
4. Salvation Army
Have you thought about contacting the salvation army for food assistance or to possibly live in one of their shelters should you be forced to move? When you contact them, be sure to ask about their Pathway of Hope Program. With it, you could receive assistance with rent and utility payments.
To find housing assistance through the Salvation Army, go here.
